You've hit the million-dollar mark in your retirement savings. Congratulations! But now comes the tricky part: figuring out ...

A few seemingly minor factors can make all the difference between success and failure.—such as the time of year when a retiree withdraws each year’s allotment.

Another approach to guilt-free spending in retirement is the spend the gains rule, says Gates. With this strategy, if your ...

Making the first retirement account withdrawal is like achieving most other financial milestones; it requires organization ...

Reaching $1 million in your 401(k) is a big milestone, but a seven‑figure balance can be a mirage. The question is whether ...

Saving for retirement is not an easy thing to do. But finding the money for retirement savings is only half the battle. You’ll also need to invest your money so it grows into a larger amount over time ...

If you want the flexibility to be able to tap into your retirement savings if needed, the Roth IRA is your best bet. You can ...

A common rule of retirement suggests retirees could safely withdraw 4 percent of their portfolio per year. But is this still the case?

New IRS regulations are changing 401(k) catch-up contribution rules for workers aged 50-plus who earn over $145,000 by mandating after-tax Roth contributions starting in 2026.

Early retirement withdrawals for hardship have tripled since 2020, as disasters strike and insurance fails–leaving workers on ...

As every day Americans worry about their next paycheck during the government shutdown, a Virginia Congressman is pushing to ...