You now get a lot more freedom.

Your 401(k) plan may allow you to contribute far more than you think, after-tax, converted directly into a Roth account. Most plan participants in their 50s and 60s with substantial balances have ...

Your 40s are likely the last time your tax rate and retirement timeline will align well enough for Roth contributions to be ...

What Is Roth 401(k) Matching? Roth 401(k) matching is a retirement savings strategy where an employer matches the contributions an employee makes to their Roth 401(k) account. The employee designates ...

A couple retires at 62 with a $1.5 million traditional 401(k), $400,000 in taxable accounts, and $200,000 in a Roth IRA. They feel set. Then they run the numbers at age 73 and discover their required ...

If your employer offers matching 401(k) contributions, these extra funds can offer a lot more benefits than simply boosting your retirement savings.

Changes to federal law governing retirement savings plans allow employers to make matching contributions to employees' 401(k) ...

If your 401(k) offers a Roth option, it's worth considering it. Losing the up-front tax break on contributions may be worth it for the benefits. Roth 401(k) perks include tax-free gains, tax-free ...

“I’ve read this advice again and again.” ...

Don't overlook this incredibly useful savings account.