Buying a home can feel overwhelming, especially when you’re trying to decide which mortgage program is right for you. When exploring government-backed loans, FHA and USDA options both promise ...

For homebuyers seeking a zero-down-payment mortgage, a USDA home loan is worth consideration. Although USDA rural development loans are often thought to be limited to farms, these loans are ...

Add Yahoo as a preferred source to see more of our stories on Google. Getting a mortgage to buy a home is a process, with many hoops and hurdles to jump through before reaching the finish line. And ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

USDA Rural Development sets income limits by household size and county. As of 2025, the standard income cap in most Iowa counties is $112,450 for 1–4 person households. These limits were recently ...

USDA rural home loans (often called USDA Rural Development loans) remain fully available in 2025 for Maryland homebuyers. These mortgages offer 100% financing (no down payment) with competitive ...

Housing advocates say USDA handbook revisions to the Section 502 Direct Loan program lower the maximum loan amount to 60% of local FHA limits and remove exceptions. They warn the changes could reduce ...

CrossCountry Mortgage is recognized as one of the top lenders for USDA mortgages. When it comes to mortgage types, USDA loans can be an attractive option. These loans have many benefits, including ...