Mortgage Rates Today, Oct. 22

Mortgage Rates Today, Oct. 22: Median Rate Rises to 6.75%
As of Oct. 22, according to Credible data gathered from more than 500 U.S. lenders*, the median interest rate on a 30-year fixed-rate mortgage is 6.75%, which is 0.12 percentage points higher than yesterday. Additionally, the median interest rate on a 15-year fixed-rate mortgage is 5.88%, which is 0.13 percentage points higher than yesterday.
Today's Mortgage Rates, October 20, 2024 | When Will Rates Go Down Again?
These are today's mortgage and refinance rates. Mortgage rates have increased this month, but they're still expected to go down throughout 2025.
Mortgage rates were supposed to come down. Instead, they’re rising. Here’s why
You might expect that mortgage rates would be falling right now after the Federal Reserve cut interest rates by a half-point last month. Instead, mortgage
Mortgage Rates Rise to 6.44%, Yet 'Buyers May Be Feeling Ready To Act'
Most outstanding mortgages have a 6% or lower rate, which creates a " lock-in effect " for many current owners who don't want to swap a low rate for a higher one. This could limit homeowners’ willingness to sell, slowing or stalling the housing market.
Today's Mortgage Rates, October 22, 2024 | Why the Strong Labor Market is Keeping Rates High
Mortgage rates for October 22, 2024, are around 6.35%, according to Zillow data.  Mortgage rates have increased thanks to strong jobs data and shifting expectations around Fed rate cuts. Next year, rates should go down.
Mortgage Rates May Be Falling, but You'll Regret Refinancing Now
Mortgage rates have already fallen, but this is only the beginning. Here's why you should hold off on refinancing.
Mortgage Calculator: This Is How Much You Need To Buy a $425,000 Home With a 6.44% Rate
The median home price dropped from $429,990 in August to $425,000 in September. Mortgage rates rose to 6.44% this week for a 30-year fixed loan, up from 6.32% last week. What impact do these changes have on your monthly mortgage payment?
Today’s 30-year mortgage interest rates hold at 6.63%, while 15-year mortgage rates fall to 5.75%
Thinking about taking out a mortgage loan? Current mortgage rates stay at 6.63% for 30-year terms, while 15-year terms ...
Today's Mortgage Rates, October 21, 2024 | Rates Are Still Down From Last Year
These are today's mortgage and refinance rates. Mortgage rates are up this month, but they're still down over a full ...
Lower Mortgage Rate, But Higher Offer: Buying a House Is Still Hard
Even though mortgage rates have softened since last year, homebuyers are still paying over asking price to secure their dream ...
Why mortgage rates are going up despite the Fed's interest rate cut
Mortgage rates are increasing in recent weeks despite the Federal Reserve's decision to cut interest rates last month for the ...
Mortgage rates jump, slamming homebuyers despite Fed’s outsize interest rate cuts
The average 30-year fixed mortgage rate has increased for the third week in a row to 6.5%, according to Freddie Mac. That ...
Mortgage interest rates vary by lender — how to compare offers
Once you file an application, the lender will give you a loan estimate statement within a few days. This is what you’ll use ...
Yes, Gas Was Cheaper and Mortgage Rates Were Lower in 2020
A viral online post compares interest rates and gas prices before and after Biden’s presidency. “Remember how on November 5th ...
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How Pennymac is navigating the double-edged sword of lower rates
Pennymac made a profit of $69.4 million in Q3 2024, down from $98 million in the prior quarter, as it deals with volatility ...
Today’s 15- and 30-year mortgage interest rates remain unchanged at 5.75% and 6.50%, respectively
The median interest rate on a 30-year fixed-rate mortgage is 6.50% as of October 17, which is unchanged from yesterday.