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Annual percentage rate (APR) and effective APR

Khan AcademySal Khan

Annual percentage rate (APR) and effective APR

APR stands for Annual Percentage Rate. It's the yearly interest rate you pay on a loan or credit card. However, a credit card's advertised APR isn't the true interest rate because it compounds daily. Learn how to calculate the effective APR to find a card's true interest rate.

Visa Card Benefits

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Welcome to the card that gives you 0% intro APR on purchases and balance transfers for 24 billing cycles. | U.S. Bank

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0% Intro APR Up to 18 Months | 0% Interest Until 2026
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